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7 Types of Insurance

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Types of Insurance Business are: Life Insurance or Personal Insurance Life Insurance is different from other insurance in the sense that, here, the subject matter of insurance is the life of a human being. The insurer will pay the fixed amount of insurance at the time of death or at the expiry of the certain period. Property Insurance Under the property insurance property of person/persons are insured against a certain specified risk. The risk may be fire or marine perils, theft of property or goods damage to property at the accident. Marine Insurance Marine insurance provides protection against loss of marine perils. The marine perils are a collision with a rock, or ship, attacks by enemies, fire, and captured by pirates, etc. these perils cause damage, destruction or disappearance o’ the ship and cargo and non-payment of freight. Fire Insurance Fire Insurance covers the risk of fire. In the absence of fire insurance, the fire waste will increase not only to the ...
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Healthcare Education is Vital

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Singapore’s healthcare system has consistently demonstrated its efficiency, particularly during the current COVID-19 pandemic. However, there’s always room for improvement, especially as consumer needs constantly evolve. Aviva’s recent health survey revealed some interesting findings related to Singaporeans’ personal habits, perceptions and attitudes towards healthcare services, as well as how they’re making healthcare decisions, and where they’re getting their health information from. Here are some key insights that could help nudge us in the right direction towards an even better healthcare experience. source
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5 Easy Ways Seniors Can Stay Healthy

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Dr Charmaine Tan You Mei, Senior Staff Registrar from Post-Acute & Continuing Care at Outram Community Hospital (OCH), shares five ways the elderly can stay healthy and age gracefully. OCH is managed under SingHealth Community Hospitals (SCH), a member of the SingHealth group. 5 Tips for healthy ageing: Keep active Stay connected with friends and family Set goals for yourself to achieve Go for regular health screenings Don't worry, be happy! source
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Improve Your Mental Wellness with Senior Wellness

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Up to 6% of seniors (aged 65 and above) in Singapore suffer from depression. You don't have to be one of them. Introducing Senior Wellness on Health Buddy - The Senior Wellness function on the Health Buddy app is designed to equip seniors like yourself (and your caregivers) with tools to better manage mental wellness and stay healthy so you can age gracefully and independently. As this information is provided by healthcare professionals, you can be assured that it is advice you can trust. The Senior Wellness functionality was developed by the Sengkang General Hospital (SKH) team as part of their programme within the hospital (SHINE) and in the community (BRIGHT) to reach out to seniors. source
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Food Allergies For Life

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SYNNETTA HO shares how she dealt with her children's multiple food allergies Eczema, asthma, food intolerances and more – they are no one’s fault, says this mother of four, who has seen it all. “We had inconveniences, but not a handicap.” Synnetta Ho believes there are lessons to be learned and silver linings in any “adverse” situation. She has raised four children, aged 15 to 22 years – all of whom have some level of food intolerance. But it’s her third son, David, now 20 years old, whom she says “broadened my experiences”. “He’s anaphylactic,” says the 52-year-old project manager, simply. Since a baby, David was allergic to the typical foods such as dairy, soy, wheat, eggs, nuts, seafood, and more, says Synnetta. However, his allergies didn’t stop at foods – they included dust mites, mould and perfume! “Every time I’d walked into a department store [with him] and whenever we entered a Chinese restaurant where there might be ‘wok’ aroma, he’d turn beet red,” she shares. As David g...
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