Jonathan Chua

Hi there, There are only a few guarantees in life, and paying taxes is one of them. Another is retirement. Everyone will face retirement someday, but have you planned for it? The reality is, most of us have not put enough thought into retirement planning and defer it only until much later in life. All of us have priorities at different stages of our lives, and very often our insurance needs get neglected. But if retirement is a certainty, shouldn’t planning for it then be our top priority? Do you know that if you wish to retire with S$2,000 a month for 20 years, you need to set aside S$480,000, without even taking into consideration inflation? Even then, S$480,000 is a hefty amount to set aside isn’t it? Retirement is the time when you are finally free from most financial obligations, and settle into the life you have always dreamt of. That’s why getting adequately prepared early is so important. So that when the actual day comes, you do not need to worry about whether you

7 2% of Singaporeans agree that they cannot afford to get sick these days due to high medical costs*. Healthcare costs are rising faster than the cost of other goods and services + . As the common saying goes, your health is your wealth. It couldn’t be more true. Unexpected medical expenses could represent a significant threat to your finances. If unexpected hospital bills came along and you have no protection, or only partial protection, the impact on your savings might be substantial. Wise financial planning involves both saving for the things you want, and protecting yourself against the unexpected. Isn’t it time to consider a plan that helps you with both? Introducing AIA HealthShield Gold Max, a Medisave–approved medical plan that helps you cope with rising healthcare costs AIA HealthShield Gold Max and AIA HealthShield Gold Max Essential represent the basic components of comprehensive health insurance planning. They offer affordable long-term protection against