Jonathan Chua

A supermarket cashier overpays a shopper mom $10 in change. On realising it, the mother promptly returns the excess, knowing the cashier would have to pay for her shortfall from her own purse. Her 7-year-old observes the casual exchange and learns — not just about the virtues of honesty but also that people are worth more than money. Family money values are not printed on a prominently hung poster at home. Instead, they are imprinted in the minds and hearts of our children in a way that can shape their financial and life decisions well into their adulthood. Are experiences more important than things? Is quantity prized over quality? Is it okay not to return money borrowed because it’s just a small sum? What are your family’s money values? While every child will grow up to have their own money values, much of their financial management prowess in the future will be shaped by lessons learned, intentionally or otherwise, in their formative years. source

One SGA App SG Alliance is pleased to introduce One SGA App, a new by invitation only membership platform, offering fantastic medical, financial services and Wellness benefits for you, your family and friends. Sign up here: https://jointo.access-my.app//home?tenantCode=SGA&referralCode=A002683 Please do not worry. This is not an online Scam. Download the authentic app & sign up using your email & password. No other personal details, bank account & credit cards are required. For further information, please feel free to give me a call at SG Alliance. Thank you. Who will Your Insurance Benefits Go to? Here’s what you need to know about Insurance Nomination.  Jonathan Chua of Ignite Wealth Group  explains why appointing nominees for your insurance policies is important and shares tips on how to get it right Insurance nomination applies to life, accident and health policies with death benefits which are governed by Singapore law and issued by licensed insurance comp...

Saving money seems to be a simple concept – spend less, and put excess funds away. However, when you’re actually trying to save, it can sometimes be frustratingly difficult, especially with so many distractions and temptations around. But it doesn’t have to be – there are ways to make saving money more fun! You might have heard of some money-saving strategies such as the $5 bill challenge, expenses tracking challenge or the 52-week challenge. These have worked for many, but this year, try something different – something creative. Here are some suggestions on how you can turn saving money into a fun challenge: Spare Change Challenge 30-Day No Impulse Challenge 100 Envelope Challenge Money Throwdown Challenge “Rainy Day” Challenge Staying Motivated source

Buying a term life insurance can be a daunting process, with the myriad of choices available. Contrary to paying for the traditional life insurance policy, term life offers a lower premium payable for the term of the insurance and greater flexibility. The premium duration differs from yearly renewal to fixed years depending on how the insurance company allocates. Generally, the yearly renewal policy will cost the least, as the insurer’s health condition may deteriorate over time and the premium will most likely rise. Contrary to paying for the traditional life insurance policy, term life offers a lower premium payable for the term of the insurance and greater flexibility. read more