Jonathan Chua

Saving money seems to be a simple concept – spend less, and put excess funds away. However, when you’re actually trying to save, it can sometimes be frustratingly difficult, especially with so many distractions and temptations around. But it doesn’t have to be – there are ways to make saving money more fun! You might have heard of some money-saving strategies such as the $5 bill challenge, expenses tracking challenge or the 52-week challenge. These have worked for many, but this year, try something different – something creative. Here are some suggestions on how you can turn saving money into a fun challenge: Spare Change Challenge 30-Day No Impulse Challenge 100 Envelope Challenge Money Throwdown Challenge “Rainy Day” Challenge Staying Motivated source

Buying a term life insurance can be a daunting process, with the myriad of choices available. Contrary to paying for the traditional life insurance policy, term life offers a lower premium payable for the term of the insurance and greater flexibility. The premium duration differs from yearly renewal to fixed years depending on how the insurance company allocates. Generally, the yearly renewal policy will cost the least, as the insurer’s health condition may deteriorate over time and the premium will most likely rise. Contrary to paying for the traditional life insurance policy, term life offers a lower premium payable for the term of the insurance and greater flexibility. read more

A combination of many factors has led to the recent increase in popularity of medical travel; the high cost of healthcare in industrialized nations, the ease and affordability of international travel, and the improvement of technology and standards of care. A large draw to medical travel is the convenience in comparison to that of other countries. Some countries that operate from a public health-care system are so taxed that it can take a considerable amount of time, to get needed medical care. The time spent waiting for a procedure, such as a hip replacement, can be a year or more in Britain and Canada; however, in Singapore, a patient could feasibly have an operation the day after their after their arrival. Singapore is a popular country for foreign patients seeking medical treatment. Apart from high standard of medical care which is comparable to some of the best hospitals in the world, the cost of treatment at private hospitals is still lower than that at many hospitals in the Stat...

Everyone has a mindset about money and wealth – it’s the attitude you take when making your financial decisions. In order to achieve your financial and life goals, it is important to adopt a healthy and positive wealth mindset. But that isn’t always simple especially with the unpredictability of life’s ups and downs, as well as the long runway of planning required to build our wealth. A positive wealth mindset also doesn’t happen overnight. It takes keeping an open and flexible way of thinking over time, a good sense of discipline, grace in dealing with uncertainty and the ability to stay absolutely committed to achieving your goals. Here are 10 valuable ways to help you transform your thinking and start your journey towards building wealth: Believe that you can Determine what you value Focus away from what’s wrong Forget about the past Be grateful for what you have Create your vision board Prioritise your goals Keep on learning Forgive your mistakes Push yourself positively source