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Wellnex Healthcare Services

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Wellnex is a provider of affordable & reliable healthcare & fitness lifestyle services. It offers healthcare & many other exciting benefits to its clients, family & friends. For example, a General Practitioner medical consultation will cost only $12 in more than 300 Singapore clinics, $50 for Dental polishing / scaling consultation & many other healthcare benefits. There are also plenty of exciting retail & lifestyle discounts to enjoy. It is totally  * FREE *  to join & you can even sign up for your spouse, kids, & even your domestic helper. Don't worry, there are no obligations whatsoever & you don't need to buy anything. Please click on the link  https://wellnexmember.my-insurer.net/home?referralCode=A000840  to sign up. Yo u are now a Wellnex member, and you just need to  download the Wellnex app To  Sign In the app, your credentials will be: - Username: your email - Password: Same as your email (note the passwor...

Early Retirement in Singapore

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Is the FIRE Movement Possible Here? Just like how miles chasers live for the day they fly SQ Suites, or how BTS fans can finally die happy if they could see their idols up close… Personal finance bloggers are obsessed with FIRE (Financial Independence, Retire Early). To achieve FIRE is to become so financially self-sufficient that you no longer need to work to earn an income. You are able to live off your own wealth. Regardless of how much we enjoy working, achieving FIRE is a goal that most of us expense-tracking nerds have always dreamed of. These days, the dream is not just for hardcore nerds, if reports of the growing “FIRE movement” are to be believed. Even regular people want to know if it’s possible for them to retire early, too. (Because who doesn’t have fantasies of quitting to travel the world in a van, right?) So let’s find out what FIRE is, and whether it’s even possible in Singapore. source

Easy ways to live a greener, more sustainable life

When it comes to sustainable living, most of us know the basics: recycling, composting and reusing shopping bags. But sustainability is about so much more. Today, challenges like climate change, social inequality and financial insecurity are putting the well-being of communities at risk. To solve these problems, we can all contribute. Here are some simple sustainable living ideas you can work into your lifestyle. It’s easier than you might think and could save you money. And, you may even be eligible for insurance discounts. You can make a difference, while saving for your future, by investing in companies that offer environmentally friendly products and have sustainable business practices. Ask your Financial Advisor about our Socially Responsible Portfolio Funds, as well as other sustainable options. source

How to survive an insurance claim

Filing an insurance claim can be unpleasant. Nobody buys insurance hoping to make a claim. Rather, the idea is to take a sensible precaution. Sometimes, insurance claims get denied. That's probably a favourite factoid of people who "don't believe" in insurance. But the conclusion here is not that you should shun insurers altogether. Nor would it make sense to buy blindly into every form of coverage you're tempted by. source>>

Why do you need insurance?

Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim. Insurance helps you: Own a home, because mortgage lenders need to know your home is protected. It covers you for repairs and replacement of any damage that’s covered in your policy. It provides protection against theft, damage from perils like fire and water, and financial responsibility that could result from a visitor or guest being accidentally injured on your property. Drive vehicles, because few people could afford the repairs, health care costs and legal expenses associated with collisions and injuries without coverage. Auto insurance is also a legal requirement. Maintain your current standard of living if you become disabled or have a critical illness. It covers your day-to-day costs and larger expenses li...